As a result of the new bankruptcy law, prices for filing bankruptcy have begun to increase. The reason for this is that the US Trustee’s Office, who oversees the bankruptcy process, now requires significantly more information than they used to. Also, they are requiring that the attorneys spend more time on each case. As a result, our fees have increased, and you will soon find that is the case with most other bankruptcy attorneys practicing in Colorado.

Typically, the fee for our services is approximately $1500 for a straight-forward Chapter 7 case. If you have income in excess of the income limitations (see the Bankruptcy Basics section), your minimum fee will be approximately $2000. If you own a business or are self-employed, there is additional paperwork and additional fees of at least $300.  Fees may also increase if you have a large number of creditors, have a lot of assets, or other complicating situations.

There is also a $299 filing fee paid to the US Bankruptcy Court, and some required credit counseling classes and credit report charges totaling about $100-150 which you will have to pay regardless of who your attorney is.

 If you would like an exact quote, please fill out the FREE Online Consultation Form, submit it to us and we will call you within 24-48 hours.

If you choose to set up an initial consultation, we charge $50 to sit down with you can answer all of your questions, and educate you on how creditor harassment can be stopped.  This fee is applied to the bankruptcy fee should you decide to go forward. 

Then, we ask that you save up the entire fee and pay it in one lump sum when you are ready to proceed.

If you cannot afford our fees, please let me know, as there are other, less costly options that may be available to you.  I can refer you to a less expensive attorney, less experienced attorney (typically newer attorneys who have done perhaps 20-100 cases and do not have the experience our office has; however, if your case is simple, this  may be a good solution), and if you are at serious risk of homelessness, you may be eligible for a pro bono (i.e. free) program.

What to Bring to your first appointment with Steve.

The new law is paper-work intensive, so you will need to get organized.  Please have as many of the following documents as you can on your first meeting:

1) A recent statement from each of your debts (we can order a credit report, but bring in everything you can find)

2) a copy of last year's tax return

3) as many of your recent pay stubs as you can find (the Court will require that you provide copies of the last 6 months of pay stubs)

4) 6 months of personal bank statements

5) a check, cash or money order in the amount of $50 for the initial consultation.

--Also, it would be helpful to bring a valuation of your vehicles and home.  You can do that from this website at the Helpful Links page.